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Angel Anderson, REALTOR®, real estate agents and broker for Hatboro, Warminster and Willow Grove Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What group of settlers introduced the log cabin to the New World?

A 
The Swedish settlers of Delaware brought their own timber for building log cabins, a style that originated in Finland.
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Angel Anderson, REALTOR®, real estate agents and broker for Hatboro, Warminster and Willow Grove Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Angel Anderson & Associates
Hatboro Real Estate Services, Inc.

253 S. York Road
Hatboro, PA. 19040
Phone: (215) 674-1200
Fax: (215) 674-1456
Email: AngelandFran@NUMBER1EXPERT.com

The partners of Hatboro Real Estate Services, Inc. opened their office with a specific goal in mind… to bring “hometown” customer service back to real estate. Angel Anderson and Associates are committed to making their clients’ experience with the real estate process both easy and enjoyable. After 20 years combined in the real estate industry, they are able to bring their clients superior knowledge and expertise. Angel Anderson and Associates promise to always act with integrity and to earn your trust. The company’s slogan is “compassion over commission”. We’re your “in the boro” real estate experts!!!

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